Tackling the Poverty Premium: combined solutions

Food, Fuel, FinanceChurch Action on Poverty’s ‘Food, Fuel, Finance’ programme is looking for creative, grassroots ideas that can help people on low incomes to pay fair prices for everyday necessities. 

Over recent months we’ve uncovered all kinds of exciting projects and ideas in communities across the UK. We’re now reflecting on them all and considering how we can best help to share the approaches more widely. 

While we complete that process, we’d like to share with you some of the inspirational ideas we’ve been exploring, in a series of blogs. This post will look at community retail hubs – which aim to tackle several aspects of the Poverty Premiuj with one combined solution.
(You can still read our previous posts about funeral poverty and food poverty.)

Continue reading

Food, fuel, finance: how communities can tackle the Poverty Premium

Food, Fuel, Finance reportThis Monday (8 December), we launched our new report Food, Fuel, Finance at an event in Glasgow. The report gives an overview of how the ‘Poverty Premium’ affects people’s lives, and recommends action which could be taken to tackle this injustice, by the governments in Westminster and Edinburgh.

Continue reading

Tackling the poverty premium in Scotland

Food, Fuel, FinanceFor the last year, we have been working with several partner organisations in Scotland to find ways of tackling the unfair costs faced by people on low incomes. Kenny McBride, the project worker in Glasgow, reflects on what he’s found out so far.


 

Starting in September last year, we ran a series of focus groups with people living in poverty, asking how these issues affected them and what they thought needed to change. We also spent some time consulting with businesses, charities, church groups, academics, politicians and others to get their input. Then we brought all parties together at a number of roundtable events. The events provided a valuable forum for people living in poverty to speak directly to those who could effect the changes they wanted to see – and a chance for those with power to see just how serious some of these problems are. Together, they were then able to discuss what changes were most needed and what was possible.

The ‘Poverty Premium’ covers a range of the things we buy, from white goods to funerals, but we decided to focus on three that have the biggest everyday impact – food, fuel and finance. Some of what we heard was unsurprising. However, some of the solutions we heard were quite radical.

On food, for example, we heard overwhelming support for people being helped to grow their own food. This was not just a response to high prices in the shops. Many of our respondents also recognised the health benefits not just of the fresh food itself, but also of getting out into the fresh air and spending some time working in a garden. We also heard a great deal about supporting local retail, rather than relying on supermarkets and chain stores to run our whole food supply. One person even suggested a statutory limit on supermarket profits, reasoning that if people in an area can’t afford to feed their families then the supermarkets have no right to make a profit from them. It seems that instinctively, many people recognise that low prices are not the only issue in how supermarkets affect a poor area, as people commented on the poor quality of employment provided as well as the poor quality of food and service provided by supermarkets.

On fuel, we heard a great deal about problems associated with government initiatives like the ECO scheme to insulate homes. We were particularly concerned by the way this scheme affected people living in privately rented homes, as the efficiency improvements made ultimately accrue to the landlord, not the tenant. Indeed, we learned of people having their tenancies threatened after improvements had been made. And while reducing wasted energy is important, we saw much greater impacts achieved by things like district heating schemes.

Finance was another fascinating topic. Far from the stereotype of ‘feckless scroungers’, we met people with a fanatical desire (and ability) to avoid debt at all costs. Indeed, many avoided banks and financial institutions altogether – especially payday lenders – feeling that no one could really be trusted with their money. While more flexible and sensitive financial services would be useful to some of these respondents, the bigger issue is simply that people don’t have enough income to be able to save, leaving them extremely vulnerable to shocks.

The over-riding lesson has been to ensure we listen to people with real experience of poverty. They know best what they need – and it’s not always what you expect.


Food, Fuel, FinanceIn October we’ll publish Food, Fuel, Finance – a report which will expand on all these issues, and call for action in support of the ways forward we have identified.

In the meantime, please visit our website to find out more about the Poverty Premium and see our other work on the topic.   

Let us switch! Ofgem heard our concerns

Let Us Switch!When we published our recent report about fuel poverty, Let Us Switch!, we challenged the energy regulator Ofgem to come and meet with people on low incomes who are forced by prepayment meters to pay extortionate prices for energy.

The meeting took place on 7 March in Salford. The equitable energy supplier Ebico, who supported our research, sent their chair Hugh Lee to take part. We invited Hugh to share his reflections on the meeting:

Continue reading