We are starting to see the inspiring results of a successful Poverty Premium campaign which we ran in early 2014! Read on to see how Church Action on Poverty campaigners helped people escape a cycle of debt and fuel poverty.
Today sees the launch of Fairforyou – a new not-for-profit lending company, offering furniture and white goods at vastly cheaper prices than Brighthouse and other existing high cost lenders.
According to our independent cost comparison below, buying a Hotpoint fridge freezer will cost £584 from Fairforyou, compared with £1,326 from Brighthouse – an astonishing total cost saving of £742.
Fair for You aims to provide transparent and affordable credit for essential household items to families who do not have access to mainstream finance. Established in 2015, Fair for You has carried out extensive market research among lower income households to develop affordable, flexible and responsible credit to meet their needs. Importantly, loans can be repaid early, with no penalty; customers are encouraged to overpay, which many do; and there are no added fees for missed payments. If Fair for You’s credit checks show affordability is an issue, applicants are encouraged to seek debt advice. Continue reading
Church Action on Poverty is about to start testing an innovative new way for communities to tackle the Poverty Premium: ‘Your Local Pantry’.
In this guest post, Anna Jones from our partner organisation, the social landlord Stockport Homes, explains how they first developed the idea.
On Monday members of the Funeral Poverty Alliance wrote to the Minister of State in the Department of Work and Pensions, Baroness Altman asking her to meet with us to discuss reforming the Social Fund Funeral Payment and look at the wider problem of funeral poverty.
Following a report by Dr Hannah Lambie-Mumford of Sheffield University, Addressing Food Poverty in the UK: Charity, Rights and Welfare, Church Action on Poverty was invited to take the research to the next level. Our Poverty Media Coordinator Jackie and our Community Pride Linkworker Joyce explain how we’re now working with people in poverty to secure their right to food.