Fairforyou: An affordable alternative to Brighthouse

Today sees the launch of Fairforyou – a new not-for-profit lending company, offering furniture and white goods at vastly cheaper prices than Brighthouse and other existing high cost lenders.

According to our independent cost comparison below, buying a Hotpoint fridge freezer will cost £584 from Fairforyou, compared with £1,326 from Brighthouse – an astonishing total cost saving of £742.

best buys FEB 2016

Fair for You aims to provide transparent and affordable credit for essential household items to families who do not have access to mainstream finance.  Established in 2015, Fair for You has carried out extensive market research among lower income households to develop affordable, flexible and responsible credit to meet their needs. Importantly, loans can be repaid early, with no penalty; customers are encouraged to overpay, which many do; and there are no added fees for missed payments. If Fair for You’s credit checks show affordability is an issue, applicants are encouraged to seek debt advice. Continue reading

The Right to Food?

Following a report by Dr Hannah Lambie-Mumford of Sheffield University, Addressing Food Poverty in the UK: Charity, Rights and Welfare, Church Action on Poverty was invited to take the research to the next level. Our Poverty Media Coordinator Jackie and our Community Pride Linkworker Joyce explain how we’re now working with people in poverty to secure their right to food.

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